{"id":24503,"date":"2026-08-12T14:58:16","date_gmt":"2026-08-12T12:58:16","guid":{"rendered":"https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/?p=24503"},"modified":"2026-08-12T14:58:16","modified_gmt":"2026-08-12T12:58:16","slug":"jak-uzyskac-dofinansowanie-na-zalozenie-firmy-w-2026","status":"publish","type":"post","link":"https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/jak-uzyskac-dofinansowanie-na-zalozenie-firmy-w-2026","title":{"rendered":"Jak uzyska\u0107 dofinansowanie na za\u0142o\u017cenie firmy w 2026?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24503\" class=\"elementor elementor-24503\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-57f4a27 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"57f4a27\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e267789\" data-id=\"e267789\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-916f1d1 elementor-widget elementor-widget-text-editor\" data-id=\"916f1d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: helvetica, arial, sans-serif;\"><b>G\u0142\u00f3wne dofinansowanie na za\u0142o\u017cenie firmy pochodz\u0105 z\u00a0 r\u00f3\u017cnych \u017ar\u00f3de\u0142. S\u0105 to m.in. Powiatowych Urz\u0119d\u00f3w Pracy (PUP), Funduszy Europejskich oraz po\u017cyczek ze wsparciem unijnym (np. program \u201eWsparcie w starcie\u201d). <\/b><span style=\"font-weight: 400;\">\u015arodki te wynosz\u0105 od kilkunastu do nawet ponad stu tysi\u0119cy z\u0142otych, w zale\u017cno\u015bci od wybranego programu.<\/span><\/span><\/p><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">W artykule znajdziesz szczeg\u00f3\u0142owe om\u00f3wienie dost\u0119pnych \u017ar\u00f3de\u0142 finansowania, kryteri\u00f3w kwalifikowalno\u015bci wnioskodawc\u00f3w, zamkni\u0119tego katalogu wydatk\u00f3w oraz instrukcj\u0119 sk\u0142adania wniosku.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87f02e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87f02e1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ba207b\" data-id=\"7ba207b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0929a7 elementor-widget elementor-widget-heading\" data-id=\"a0929a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jakie s\u0105 dost\u0119pne dotacje na za\u0142o\u017cenie firmy w 2026 roku?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1240545 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1240545\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2055ac3\" data-id=\"2055ac3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-defc7c5 elementor-widget elementor-widget-text-editor\" data-id=\"defc7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">W 2026 roku pocz\u0105tkuj\u0105cy przedsi\u0119biorcy mog\u0105 pozyska\u0107 bezzwrotne dotacje na za\u0142o\u017cenie firmy z trzech g\u0142\u00f3wnych \u017ar\u00f3de\u0142. S\u0105 to: Powiatowe Urz\u0119dy Pracy, Fundusze Europejskie oraz fundusze wspieraj\u0105ce rozw\u00f3j obszar\u00f3w wiejskich.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Powiatowe Urz\u0119dy Pracy (PUP):<\/b><span style=\"font-weight: 400;\"> Bezzwrotne wsparcie finansowe kierowane do os\u00f3b zarejestrowanych jako bezrobotne. \u015arodki pochodz\u0105 z Funduszu Pracy i s\u0105 przydzielane na poziomie lokalnym.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Fundusze Europejskie (Programy Regionalne i Krajowe):<\/b><span style=\"font-weight: 400;\"> Wsparcie realizowane przez zewn\u0119trznych operator\u00f3w w ramach perspektywy finansowej EU na lata 2021\u20132027. Cz\u0119sto \u0142\u0105czy dotacj\u0119 inwestycyjn\u0105 ze wsparciem pomostowym wyp\u0142acanym co miesi\u0105c.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Lokalne Grupy Dzia\u0142ania (LGD):<\/b><span style=\"font-weight: 400;\"> \u015arodki w ramach programu Rozwoju Obszar\u00f3w Wiejskich przeznaczone dla os\u00f3b planuj\u0105cych otworzy\u0107 dzia\u0142alno\u015b\u0107 na terenach wiejskich i w mniejszych miejscowo\u015bciach.<\/span><\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cece0dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cece0dd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b8be215\" data-id=\"b8be215\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c4b5b4 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8c4b5b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCzy wiesz, \u017ce...\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tW sierpniu 2026 roku fundusze unijne z nowej perspektywy s\u0105 ju\u017c w pe\u0142ni operacyjne, a nabory odbywaj\u0105 si\u0119 cyklicznie. Przyk\u0142adowo, Wojew\u00f3dzki Urz\u0105d Pracy w Katowicach prowadzi w sierpniu nab\u00f3r na projekt biznesowy oferuj\u0105cy do 40 000 z\u0142 bezzwrotnej dotacji wraz z 12-miesi\u0119cznym wsparciem pomostowym.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a610cda elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a610cda\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1fba1bd\" data-id=\"1fba1bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f718db elementor-widget elementor-widget-spacer\" data-id=\"2f718db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9042427 elementor-widget elementor-widget-heading\" data-id=\"9042427\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kto mo\u017ce ubiega\u0107 si\u0119 o dofinansowanie na start dzia\u0142alno\u015bci?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee3c5ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee3c5ab\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9fede6\" data-id=\"f9fede6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37d9e94 elementor-widget elementor-widget-text-editor\" data-id=\"37d9e94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">O <strong>dofinansowanie na start dzia\u0142alno\u015bci<\/strong> mog\u0105 ubiega\u0107 si\u0119 przede wszystkim osoby bezrobotne zarejestrowane w urz\u0119dzie pracy. Stara\u0107 si\u0119 mog\u0105 r\u00f3wnie\u017c osoby bierne zawodowo, opiekunowie os\u00f3b z niepe\u0142nosprawno\u015bciami oraz osoby pracuj\u0105ce na umowach kr\u00f3tkoterminowych. Warunkiem jest to, aby nie prowadzi\u0142y w\u0142asnej dzia\u0142alno\u015bci gospodarczej przez co najmniej 12 ostatnich miesi\u0119cy.<\/span><\/p><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Wed\u0142ug aktualnych przepis\u00f3w na rok 2026 za osob\u0119 biern\u0105 zawodowo uznaje si\u0119 kogo\u015b, kto w danym momencie nie pracuje i nie jest zarejestrowany jako bezrobotny. (np. studenci studi\u00f3w stacjonarnych).\u00a0 Natomiast osoba bezrobotna to podmiot formalnie zarejestrowany w PUP.<\/span><\/p><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Kryteria wiekowe wprost determinuj\u0105 \u015bcie\u017ck\u0119 aplikacyjn\u0105:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Osoby do 30. roku \u017cycia:<\/b><span style=\"font-weight: 400;\"> Dedykowane s\u0105 dla nich programy wspieraj\u0105ce aktywno\u015b\u0107 m\u0142odych (cz\u0119sto w standardzie NEET \u2013 os\u00f3b, kt\u00f3re nie pracuj\u0105, nie ucz\u0105 si\u0119 i nie szkol\u0105).<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Osoby powy\u017cej 30. roku \u017cycia:<\/b><span style=\"font-weight: 400;\"> Dost\u0119p do program\u00f3w maj\u0105 g\u0142\u00f3wnie grupy w trudniejszej sytuacji na rynku pracy (kobiety, osoby d\u0142ugotrwale bezrobotne, osoby z niepe\u0142nosprawno\u015bciami, osoby o niskich kwalifikacjach).<\/span><\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e765761 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e765761\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82f326e\" data-id=\"82f326e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-755fa0c elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"755fa0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-hand-point-right\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPami\u0119taj!\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPrzyk\u0142adowo, m\u0142oda osoba (28 lat) mieszkaj\u0105ca na wsi i niezarejestrowana w UP mo\u017ce skorzysta\u0107 ze \u015brodk\u00f3w z programu unijnego dla os\u00f3b NEET, omijaj\u0105c standardow\u0105 \u015bcie\u017ck\u0119 PUP.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9d52226 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d52226\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-05c37d8\" data-id=\"05c37d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8d5dcd elementor-widget elementor-widget-spacer\" data-id=\"b8d5dcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-507d001 elementor-widget elementor-widget-heading\" data-id=\"507d001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Na co mo\u017cna przeznaczy\u0107 \u015brodki z dotacji dla nowych firm?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a27e18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a27e18\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e7aaca2\" data-id=\"e7aaca2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a97b023 elementor-widget elementor-widget-text-editor\" data-id=\"a97b023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: helvetica, arial, sans-serif;\"><b>\u015arodki z dotacji dla nowych firm mo\u017cna przeznaczy\u0107 wy\u0142\u0105cznie na wydatki bezpo\u015brednio zwi\u0105zane z profilem dzia\u0142alno\u015bci. <\/b>Dotyczy to<span style=\"font-weight: 400;\"> zakupu sprz\u0119tu IT, maszyn, zatowarowania, adaptacji lokalu, a tak\u017ce specjalistycznych oprogramowa\u0144.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-358f36f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"358f36f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f924fb\" data-id=\"5f924fb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-393c754 elementor-widget elementor-widget-text-editor\" data-id=\"393c754\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table><tbody><tr><td><p><b>Kategoria wydatk\u00f3w<\/b><\/p><\/td><td><p><b>Koszty kwalifikowalne (dozwolone)<\/b><\/p><\/td><td><p><b>Koszty niekwalifikowalne (zabronione)<\/b><\/p><\/td><\/tr><tr><td><p><b>Sprz\u0119t i Urz\u0105dzenia<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">Maszyny produkcyjne, laptopy, urz\u0105dzenia specjalistyczne<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Zakup samochodu osobowego (w wi\u0119kszo\u015bci PUP w 2026 r.)<\/span><\/p><\/td><\/tr><tr><td><p><b>Warto\u015bci Niematerialne<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">Oprogramowanie, licencje, strony WWW<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Bie\u017c\u0105ce op\u0142aty abonamentowe (np. prywatny telefon)<\/span><\/p><\/td><\/tr><tr><td><p><b>Promocja i Towary<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">Materia\u0142y reklamowe (do podanego limitu %), towary do handlu<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Zakupy od cz\u0142onk\u00f3w najbli\u017cszej rodziny<\/span><\/p><\/td><\/tr><tr><td><p><b>Infrastruktura<\/b><\/p><\/td><td><p><span style=\"font-weight: 400;\">Remont i adaptacja lokalu u\u017cytkowego<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Koszty transportu\/przesy\u0142ki zakupionych \u015brodk\u00f3w<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e413551 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e413551\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bc8a10\" data-id=\"8bc8a10\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efc1305 elementor-widget elementor-widget-text-editor\" data-id=\"efc1305\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Warto podkre\u015bli\u0107, \u017ce instytucje przyznaj\u0105ce dofinansowanie stosuj\u0105 rygorystyczne limity procentowe. Zazwyczaj na reklam\u0119 i marketing mo\u017cna przeznaczy\u0107 10-20% kwoty wsparcia, a na zakup towaru od 20% do 50%.<\/span><\/p><p><span style=\"font-family: helvetica, arial, sans-serif;\"><span style=\"font-weight: 400;\">Przyk\u0142adem prawid\u0142owo zaplanowanego bud\u017cetu jest zakup licencji na <\/span><b>program ksi\u0119gowy<\/b><span style=\"font-weight: 400;\">, zakup laptopa oraz stworzenie strony internetowej.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d70ffb1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d70ffb1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b23304\" data-id=\"0b23304\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf36a1a elementor-widget elementor-widget-image\" data-id=\"bf36a1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.ksiega-podatkowa.pl\/wyprobuj-bezplatnie\" target=\"_blank\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1120\" height=\"236\" src=\"https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/wp-content\/uploads\/2025\/04\/banner-akademia-skp-2.jpg\" class=\"attachment-full size-full wp-image-21051\" alt=\"banner akademia skp 2\" srcset=\"https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/wp-content\/uploads\/2025\/04\/banner-akademia-skp-2.jpg 1120w, https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/wp-content\/uploads\/2025\/04\/banner-akademia-skp-2-300x63.jpg 300w, https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/wp-content\/uploads\/2025\/04\/banner-akademia-skp-2-1024x216.jpg 1024w, https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/wp-content\/uploads\/2025\/04\/banner-akademia-skp-2-768x162.jpg 768w\" sizes=\"(max-width: 1120px) 100vw, 1120px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b0d9a89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b0d9a89\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-078f547\" data-id=\"078f547\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e396df6 elementor-widget elementor-widget-heading\" data-id=\"e396df6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Jak krok po kroku z\u0142o\u017cy\u0107 wniosek o dofinansowanie na za\u0142o\u017cenie firmy?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e8c6e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e8c6e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9f66a0e\" data-id=\"9f66a0e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de672ae elementor-widget elementor-widget-text-editor\" data-id=\"de672ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Proces sk\u0142adania wniosku o dofinansowanie sk\u0142ada si\u0119 z czterech etap\u00f3w:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">rejestracji jako osoba bezrobotna (je\u015bli jest wymagana),\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">opracowania biznesplanu,\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">skompletowania wymaganych za\u0142\u0105cznik\u00f3w\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">oraz elektronicznego lub fizycznego z\u0142o\u017cenia dokument\u00f3w w wyznaczonej instytucji podczas trwania naboru.<\/span><\/li><\/ul><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Biznesplan i wniosek o dofinansowanie stanowi\u0105 kompletny dokument operacyjny. Wnioskodawca przedstawia w nim analiz\u0119 finansow\u0105, opis konkurencji, analiz\u0119 SWOT oraz harmonogram rzeczowo-finansowy. W 2026 roku wi\u0119kszo\u015b\u0107 wniosk\u00f3w sk\u0142ada si\u0119 cyfrowo \u2013 za po\u015brednictwem platformy ePUAP, portalu praca.gov.pl lub system\u00f3w teleinformatycznych operator\u00f3w funduszy unijnych.<\/span><\/p><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Procedura krok po kroku wygl\u0105da nast\u0119puj\u0105co:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Analiza regulaminu i sprawdzenie kwalifikowalno\u015bci:<\/b><span style=\"font-weight: 400;\"> Weryfikacja spe\u0142niania kryteri\u00f3w formalnych naboru.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Rejestracja profilu w systemie informatycznym:<\/b><span style=\"font-weight: 400;\"> Za\u0142o\u017cenie konta w systemie operatora lub na portalu praca.gov.pl.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Wype\u0142nienie formularza biznesplanu:<\/b><span style=\"font-weight: 400;\"> Przygotowanie szczeg\u00f3\u0142owego opisu pomys\u0142u, analizy rynku oraz bud\u017cetu.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Do\u0142\u0105czenie za\u0142\u0105cznik\u00f3w:<\/b><span style=\"font-weight: 400;\"> Za\u0142\u0105czenie wymaganych dokument\u00f3w (np. certyfikat\u00f3w, dyplom\u00f3w, promes um\u00f3w z klientami lub wynajmu lokalu).<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: helvetica, arial, sans-serif;\"><b>Elektroniczne zatwierdzenie wniosku:<\/b><span style=\"font-weight: 400;\"> Podpisanie i wys\u0142anie dokumentacji za pomoc\u0105 Profilu Zaufanego lub podpisu kwalifikowanego.<\/span><\/span><\/li><\/ol><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Pozyskanie kapita\u0142u pocz\u0105tkowego w drugiej po\u0142owie 2026 roku wymaga od przedsi\u0119biorc\u00f3w przemy\u015blanego dopasowania projektu do cyfrowych i ekologicznych priorytet\u00f3w unijnych. Kluczem do sukcesu nie jest ju\u017c tylko poprawne wype\u0142nienie formularzy, ale udowodnienie we wniosku, \u017ce nowa firma jest odporna na zmieniaj\u0105ce si\u0119 warunki gospodarcze i sprawnie wykorzystuje nowoczesne technologie w optymalizacji swoich przysz\u0142ych proces\u00f3w.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5c9d02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5c9d02\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-372a8f9\" data-id=\"372a8f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74698dc elementor-widget elementor-widget-heading\" data-id=\"74698dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cz\u0119sto zadawane pytania (FAQ)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2482093 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2482093\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74069c5\" data-id=\"74069c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72a2046 elementor-widget elementor-widget-accordion\" data-id=\"72a2046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1201\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1201\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Czy dotacje na za\u0142o\u017cenie firmy trzeba zwraca\u0107?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1201\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1201\"><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Nie, dotacje z PUP i funduszy unijnych s\u0105 bezzwrotne, pod warunkiem \u017ce przedsi\u0119biorca utrzyma dzia\u0142alno\u015b\u0107 przez okre\u015blony w umowie czas (najcz\u0119\u015bciej 12 lub 24 miesi\u0105ce) i prawid\u0142owo rozliczy przyznane \u015brodki zgodnie z zatwierdzonym biznesplanem.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1202\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1202\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ile wynosi maksymalna kwota dotacji z Urz\u0119du Pracy w 2026 roku?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1202\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1202\"><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Maksymalna kwota zale\u017cy od przeci\u0119tnego wynagrodzenia w sektorze przedsi\u0119biorstw i w urz\u0119dach pracy wynosi zazwyczaj 6-krotno\u015b\u0107 tej sumy. W sierpniu 2026 roku kwoty te w wielu urz\u0119dach przekraczaj\u0105 45 000 z\u0142 brutto.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1203\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1203\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Czy mo\u017cna \u0142\u0105czy\u0107 r\u00f3\u017cne dotacje na rozpocz\u0119cie dzia\u0142alno\u015bci?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1203\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1203\"><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Nie, przepisy zabraniaj\u0105 podw\u00f3jnego finansowania tych samych wydatk\u00f3w. Przedsi\u0119biorca musi zdecydowa\u0107 si\u0119 na jedno g\u0142\u00f3wne \u017ar\u00f3d\u0142o kapita\u0142u pocz\u0105tkowego na start firmy (np. albo PUP, albo projekt unijny z innego programu).<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1204\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1204\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Czy wk\u0142ad w\u0142asny jest wymagany do otrzymania dotacji?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1204\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1204\"><p><span style=\"font-weight: 400;\">Zale\u017cy to od programu. W przypadku dotacji z Powiatowych Urz\u0119d\u00f3w Pracy wk\u0142ad w\u0142asny rzadko jest obowi\u0105zkowy, cho\u0107 deklaracja posiadania w\u0142asnych narz\u0119dzi podnosi ocen\u0119 wniosku. W unijnych dotacjach celowych na start mo\u017ce by\u0107 wymagany wk\u0142ad na poziomie 10-20%.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1205\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1205\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Co si\u0119 stanie, je\u015bli firma zbankrutuje przed up\u0142ywem 12 miesi\u0119cy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1205\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1205\"><p><span style=\"font-weight: 400; font-family: helvetica, arial, sans-serif;\">Je\u015bli przedsi\u0119biorca zamknie dzia\u0142alno\u015b\u0107 lub zawiesi j\u0105 przed up\u0142ywem okresu wymaganego w umowie (zazwyczaj 12 miesi\u0119cy), b\u0119dzie musia\u0142 zwr\u00f3ci\u0107 ca\u0142\u0105 kwot\u0119 otrzymanej dotacji wraz z ustawowymi odsetkami liczonymi od dnia jej wyp\u0142aty.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f67187c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f67187c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4481643\" data-id=\"4481643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e1eab8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3e1eab8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd34cef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd34cef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c88c07f\" data-id=\"c88c07f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a3c7fe elementor-widget elementor-widget-text-editor\" data-id=\"9a3c7fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: helvetica, arial, sans-serif;\"><strong>Autor: Ewelina Mandziuk<\/strong><\/span><br \/><span style=\"font-family: helvetica, arial, sans-serif;\">Samodzielny specjalista ds. finansowo \u2013 prawnych<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b209eb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b209eb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a264602\" data-id=\"a264602\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10a885f elementor-widget elementor-widget-heading\" data-id=\"10a885f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Przeczytaj r\u00f3wnie\u017c:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-850c8d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"850c8d9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b8ebbc\" data-id=\"4b8ebbc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e44c8d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6e44c8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/jakie-obowiazki-naklada-kasa-fiskalna-na-firme-w-2026-roku\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Jakie obowi\u0105zki nak\u0142ada kasa fiskalna na firm\u0119 w 2026 roku?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/jak-uzyskac-potwierdzenie-profilu-zaufanego-online\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Jak uzyska\u0107 potwierdzenie profilu zaufanego online?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<div class=\"heateor_sss_sharing_container heateor_sss_horizontal_sharing\" data-heateor-ss-offset=\"0\" data-heateor-sss-href='https:\/\/www.ksiega-podatkowa.pl\/akademia-skp\/jak-uzyskac-dofinansowanie-na-zalozenie-firmy-w-2026'><div class=\"heateor_sss_sharing_ul\"><a aria-label=\"Facebook\" 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